Categories Credit

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Credit Score

A person’s credit score represents his/her creditworthiness, or the likelihood that he/she will pay his/her bills.

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Debt Consolidation Loan

A debt consolidation loan is a loan taken out to consolidate multiple debts owed into one single loan.

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Derogatory

Derogatory refers to information on a person’s credit report that can be legally used to turn down a loan application.

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