Categories Personal Finance

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Certificate of Deposit (CD)

A certificate of deposit (CD) is a secure investment with a fixed interest rate deposited for a period of time.

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Credit Score

A person’s credit score represents his/her creditworthiness, or the likelihood that he/she will pay his/her bills.

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Debt Consolidation Loan

A debt consolidation loan is a loan taken out to consolidate multiple debts owed into one single loan.

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Derogatory

Derogatory refers to information on a person’s credit report that can be legally used to turn down a loan application.

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Equity Indexed Annuity

An equity indexed annuity is an annuity in which revenues are related to specified equity indexes.

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Estate

Estate refers to all the property that a person owns.

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Estate Planning

Estate planning is the preparation taken for assets of an individual upon his/her death.

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Estate Tax

Estate tax is a tax imposed on the net value of the estate of a deceased person before distribution to the beneficiaries.

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FDIC

FDIC insures deposits in US banks against failure.

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