Term of the Week: Creditworthiness

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A stock is a security that represents ownership in a company.

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Term Life Insurance

Term life insurance is an insurance plan that provides coverage for a predetermined amount of time.

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A trust is a savings account set up by one party for the use of a beneficiary in the future.

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Upside Down

Upside down refers to a home’s value being less than the amount owed on it.

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Variable Universal Life Insurance

A VUL is permanent life insurance in which policyholders invest the cash value of the policy in stock and/or bond markets.

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Form W-4 allows your employer to withhold the correct federal income tax from your pay.

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Whole Life Insurance

Whole life insurance is permanent insurance that provides coverage for an individual’s whole life.

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