Take our quiz for TEENS
Do you spend money like a high roller or are you maybe too stingy? To find out what your spending habits are, choose the answer that most closely describes you. Be honest!
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1. Your parents give you coupons to use at the grocery store. What do you do?
A. I “forget” them at home.
B. I use coupons every time I go to the store—thank you, parents!
C. Instagram the coupons and tag them as #cheap.
D. Use the coupons if I remember.
2. You found $20 on the ground. How long does it take you to spend it?
A. Faster than it takes Lindsay Lohan to get arrested.
B. I don’t—I mooch off my friends and keep the $20 in my wallet.
C. I add it to my “new iPhone™” fund.
D. I’ll only spend it on necessities.
3. The new iPhone™ just came out. You…
A. Stand in line to be one of the first to buy it.
B. Close your eyes and thank Steve Jobs for his legacy, then tell him off for making it so darn expensive
C. Sell your old iPhone™ on eBay™ and work hard to save up the remainder.
D. Who cares? My old phone works just fine.
4. When you’re out to dinner with friends, how do you order?
A. I get drinks, salad, a meal, and usually dessert!
B. I go halfsies and share with someone—I never finish my meal and this is cheaper.
C. I get lemon water and act like I already ate—I really want to go out, but I’m broke.
D. I order whatever looks good
5. How did you manage your first paycheck?
A. Like Alan from the movie The Hangover.
B. My parents managed my money back then (or still do).
C. I rewarded myself but didn’t spend it all.
D. I started a checking and savings account.
6. Your favorite music artist just announced a concert, but your car payment is also due…
A. I make my car payment and listen to their album on Spotify™—no tickets for me.
B. I don’t have a car payment.
C. I pay my car payment but start saving up—thank you, StubHub™!
D. I call the bank and tell them that someone jacked my car payment and then go rock out at the show.
7. When you go to the movies, you…
A. Hide snacks in my pockets so I don’t have to buy anything.
B. Buy popcorn, drinks, and my favorite candy—movies are boring without snacks.
C. Never buy anything from the concession stands.
D. Pay for one ticket, but after the movie ends I sneak into another one.
8. How often does your car run out of gas?
A. Too often—all of my friends have received that “help” call from me at least once before.
B. Hardly ever—I always fill up.
C. Never—my parents give me a gas card.
D. I have the greatest car in the world—it doesn’t need gas! Did I mention my car is a bicycle?
9. A tire pops on your car. How do you replace it?
A. I call AAA and then replace it on my parents’ credit card.
B. My parents pay to have it replaced, but now I am in debt to them.
C. I buy four new tires—can’t drive my whip with the tires mismatched! (
D. I ride on the replacement tire until that one pops, too.
10. You’re buying tickets for a concert. What seats do you choose?
A. Any seat is OK with me as long as I’m there.
B. I choose the mosh pit—gotta feel the adrenaline!
C. I prefer good seats, but I’ll settle for something in the middle.
D. Are the tickets a gift? I would never spend money on a concert.
11. When was the last time you thought about saving money?
A. Every time I transfer money from my checking to my savings account.
B. Right now while taking this stupid quiz.
C. Every time I buy something.
D. The day after I went out with my friends and spent WAY too much money.
12. When you have loose change, what happens to it?
A. While I’m driving, I lower my window and throw it at people at the bus stop.
B. I only keep quarters—what’s the point of a penny anyway?
C. I collect all my loose change and save it. Next stop: Coinstar™.
D. I leave it as a tip.
13. How do you make money?
A. I already told you, I collect loose change.
B. Doing chores around the house and saving my birthday money.
C. I work when I’m not in school.
D. I count cards in Vegas.
14. How do you manage your budget?
A. Like Al Pacino in Scarface: First I get the money, then I get the power!
B. I don’t even know where to start, but I want to learn.
C. I don’t budget—my parents just give me an allowance.
D. All the time—I hate overspending.
15. What does lunch look like at school?
A. I eat a home-packed lunch almost every day.
B. I use my lunch money to buy whatever they’re serving in the cafeteria.
C. I leave campus to eat out.
D. School lunch is more depressing than The Notebook. Please remove this question.
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